Seven Best RV Insurance Companies of 2021

You'll need RV insurance if you plan to live in your RV full-time or even for a short period of time.

An RV insurance coverage, like auto insurance, provides financial protection in the event of accidents, injuries, or other tragic events. Repairs, hospital costs, and roadside help are all examples of this.

Learn how to get the finest coverage for your needs by reading our list of the best RV insurance companies.

The Best RV Insurance Companies, in Our Opinion

Best for RV Full-Timers is Good Sam.
National General – Best for Customizing Policies
Progressive – For a Wide Range of Vehicles
Safeco - The Best Optional Coverage Provider
Best for Multiple Discounts – Nationwide
Geico is the best option for low-cost insurance.
Best for Personalized Customer Service is Auto-Owners Insurance.

Pros Insurance policies for full-time employees are available. RVers

Personal belongings up to $3,000 are covered.

Mexico travel insurance is available.

Full-replacement cost coverage is available as an option.

Cons

The website's user experience and quoting may be improved.

Standard coverage does not include roadside assistance.

One of the few insurance businesses that cater to full-time RVers is Good Sam Insurance Agency. Full-time coverage allows drivers to tailor their motorhome insurance to include full-cost replacement of personal possessions rather than a depreciated value.

Comprehensive, collision, liability, property damage, and personal injury protection are all included in a standard policy. A $3,000 personal effects coverage, a $500 emergency spending allowance for food and housing, and a $500 theft prize for information leading to a conviction are all included in a standard policy.

Your RV insurance policy might include personal liability and medical payments coverage, as well as a storage option that allows you to suspend collision and liability coverage if your RV is stored for more than 30 days.